How to pay for an independent website in the United States? What are the payment methods?

There are still many people who build independent websites now. If you want to build an independent website, you also need to choose a suitable platform. The American independent website is quite good and is more popular with consumers. So how do you pay for the American independent website? The following content will introduce it to you.

How to pay for the US independent website?

1.Payment by PayPal

Most website building platforms support PayPal payment channels

Take Shopify as an example. It can support PayPal corporate accounts (not supporting personal accounts). Shopify also has its own internal payment method, Shopify Payment. The payment page is simple to operate and does not require any jumps or additional transaction fees. It can save consumers' payment time and increase order conversion rates.

However, Shopify Payment also has disadvantages: it is not open to all countries, and can only be used in its list (China is not currently included). Shopify Payment does not support infringing products and exposed products, etc. Once discovered, merchants need to bear a processing fee of US$15. Even more serious violations may freeze your funds.

Let's talk about the advantages of PayPal: no threshold, free registration for both personal and corporate accounts, safe and stable payment, very popular with consumers and merchants, and has a very high market share

Of course, PayPal is not perfect, otherwise there wouldn’t be other online payment platforms!

Disadvantages of Paypa: It is forbidden to access FP and websites with infringing products to collect payments, and there are also restrictions on the amount of cash withdrawal for merchants. For example, the annual withdrawal limit for Chinese sellers is only 50,000 US dollars. The amount exceeding this limit can only be settled through a third party (such as pingpong, lianlianpay, etc.)

Moreover, under PayPal's buyer protection policy, if your customers make a large number of refund claims, PayPal will usually stand on the buyer's side.

Paypal also has certain fees. For example, the United States charges a fixed fee of 0.3 USD + a fee of different proportions. The fees vary from country to country. For details, please refer to the fixed fees of other currencies in Paypal.

2. Third-party payment

Third-party payment transactions need to be processed on the third-party payment page, and it is necessary to confirm whether the website building tool is integrated with the corresponding payment channel

Take Stripe as an example. It is a way to pay online. It is available in Hong Kong, the United States, Canada and other countries (China is not included). You can try Stripe. You can accept Visa, MasterCard and other cards directly on the store. Stripe has no installation fee, no monthly fee, and no hidden fees. You only receive a certain commission when you make money, and the income will be transferred to the bank account on a rolling basis of 7 days. The payment is safe and supports almost all payment cards. However, it is not open to applications in China, does not support the collection of counterfeit goods, and accounts with a refund rate of more than 3% will be restricted.

Of course, there are many third-party payment methods such as oceanpayment, allinpay, asiabill, pingpong, worldpay, etc. They can all be used as payment channels for independent sites.

The payment method of the independent website is different from that of the domestic e-commerce platform, so consumers must distinguish them. If you pay on the US independent website, you must use the corresponding payment method. I hope the above content will be helpful to everyone.

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