Is there a limit on PayPal withdrawals? How is the handling fee charged?

Nowadays, more and more people are trying to do cross-border e-commerce or domestic e-commerce. The biggest difference between cross-border e-commerce and domestic e-commerce is that cross-border e-commerce generally needs to contact a third-party payment platform. Is there a limit on PayPal withdrawals?

Is there a limit on PayPal withdrawals?

There are limits on withdrawal amounts.

The withdrawal limit is the total amount of cash you can withdraw from your unverified PayPal account. If your account is verified, there is no withdrawal limit.

PayPal transfer limit

PayPal accounts require real-name authentication. After authenticating your name, you can pay up to $60,000. The maximum single transaction can reach $10,000, and there is no upper limit on the total amount.

However, please note that there is a limit of USD 50,000 per year for withdrawing funds from PayPal to banks in mainland China.

PayPal withdrawal limit

1. Wire transfer to a local bank in China. Cash withdrawal is not possible without authentication. There is no withdrawal limit for authenticated PayPal accounts.

2. For transfers to Hong Kong banks, the monthly limit for uncertified PayPal accounts is US$500, with a maximum cumulative limit of US$3,000; there is no limit on withdrawals for certified accounts.

3. For check withdrawals, the PayPal account limit for uncertified accounts is US$500/month, with a maximum cumulative limit of US$3,000; the withdrawal limit for certified accounts is US$2,500/month, and you can apply for US$10,000/month.

There is no upper limit on the amount of PayPal withdrawals, but each bank has restrictions on single withdrawals.

There are two types of fees for withdrawing money from Paypal:

① Withdrawal to domestic accounts in US dollars, 35 US dollars per transaction, whether you withdraw 200 or 100,000 at a time, 35 US dollars per transaction, so it is recommended that you accumulate more before withdrawing;

② Withdraw cash to China in RMB, with a fee of 1.2%. It is recommended to use this method for withdrawals below US$3,000.

There is also a limit on PayPal withdrawals, and if you want to withdraw money from a third-party platform like this, you will need to pay a withdrawal fee. Therefore, you should pay more attention to payment collection on cross-border e-commerce platforms.

Recommended reading:

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