What does PayPal identity verification require? How long does the review take?

When merchants enter the cross-border e-commerce platform, they all need to register a payment account. The most commonly used is PayPal credit card. This article will talk about what PayPal identity authentication requires?

1. What is required for PayPal identity authentication?

I opened the PayPal backend and found that there was indeed a notification requiring identity verification.

I called PayPal customer service to verify, and they said that this was an active response to the country's new foreign exchange control policy that began on March 7. All PayPal accounts would be re-authenticated, and then the information of each account, the source and purpose of the funds, etc. would be understood.

This certification will last for 45 days. If the certification is not completed after 45 days, PayPal will not be able to collect payments normally.

Usually, the account that uses PayPal to receive payments from Shopify is a Business Account. The information you need to provide when verifying the account is:

ID card information, ID card scan (I checked with customer service and found that you don’t need to follow the PayPal backend requirement to “provide an English translation of your ID card information” and can directly submit your ID card information)

Proof of address (utility bill, credit card statement)

Simply submit this information for review.

2. How long does it take for PayPal to verify your ID card?

It is generally divided into countries and regions. Taking the United States as an example, the first review is usually within 12 to 24 hours. It is all machine review, that is, non-manual review. As long as the photos are clear, they will basically pass quickly. If the photos are blurry, it will be extended to three days.

The machine review will repeat the comparison and review within two days. If it is not the third day after two days, it will be manual review. If the manual review cannot see clearly, it will be rejected or the review will be postponed indefinitely. Some people find templates on tompsd and do the verification themselves, which also results in indefinite review or rejection.

To sum up, PayPal identity authentication only requires you to prepare your ID card information, a scanned copy of your ID card, and proof of address.